Legal Steps to Buying Property in Dubai for Foreigners (2025 Guide)
Dubai is one of the few global cities where foreign nationals can buy property with 100% ownership. Thanks to investor-friendly laws, digital transactions, and a maturing real estate sector, buying property in Dubai is not only legal — it’s efficient and transparent.
But what’s the actual process? What do expats and international investors need to know before making an offer?
Here’s a step-by-step legal guide to help you buy real estate in Dubai as a foreigner — safely and confidently.
Can Foreigners Own Property in Dubai?
Yes. Since 2002, Dubai allows full foreign ownership in designated freehold areas. This means:
- You can buy, sell, lease, and inherit the property
- Your name appears on the title deed issued by Dubai Land Department (DLD)
- You don’t need to be a UAE resident to own property
Popular freehold zones: Arjan, Downtown, JVC, Business Bay, Dubai Hills, Dubai Marina
Step-by-Step Legal Process for Foreign Buyers
Step 1: Choose the Right Freehold Property
Work with a DLD-registered developer or real estate agency to select the right project or unit. Ensure the property:
- Is in a freehold area
- Has a valid DLD registration
- Has an escrow-protected payment structure (for off-plan)
Tip: Pearlshire only offers RERA-compliant, escrow-backed properties in fully legal zones.
Step 2: Reserve the Property
To reserve your chosen unit:
- Pay a booking amount (5%–10%)
- Submit your passport copy and Emirates ID (if applicable)
- Sign the initial Sales & Purchase Agreement (SPA)
For off-plan, this agreement outlines payment terms and completion timeline. For ready units, it may include a Memorandum of Understanding (MoU).
Step 3: Sign the Sales Contract
Once both parties agree:
- A legal SPA is signed and registered with the DLD (for ready units)
- Off-plan buyers are issued an Oqood certificate (temporary registration)
All documents must be translated into Arabic for legal recognition, and can be done by the developer or legal firm.
Step 4: Register the Property with Dubai Land Department
Registration with DLD is required to make the transaction legal.
For ready properties:
- Visit the DLD office or use DLD’s REST App
- Pay 4% transfer fee, AED 580 admin fee, and any mortgage registration charges (if applicable)
- Receive title deed in your name
For off-plan:
- Developer handles the registration
- You receive Oqood certificate until final handover
Step 5: Collect Title Deed or Await Handover
Once payment is completed:
- For ready units: Title deed is issued instantly
- For off-plan units: You'll get your final deed after construction and full payment
For cash buyers, this is typically faster. For mortgage buyers, your bank handles final clearance with the developer.
Documents Required for Foreign Buyers
Foreigners do not need a UAE residency visa to buy property in Dubai.
Legal Costs Breakdown
Can Buying Property in Dubai Help Get Residency?
Yes. As of 2025:
- AED 750K+ investment → Renewable 2-year residence visa
- AED 2M+ investment → 10-year Golden Visa
- Property must be in a freehold zone and not mortgaged above 50%
Pearlshire advisors assist with property-linked visa processing for eligible clients.
Why Pearlshire is the Safe Choice for Foreign Buyers
- 100% freehold properties in Arjan & Dubailand
- Full legal documentation, escrow compliance
- On-site assistance for international investors
- Transparent cost breakdowns + no hidden fees
- End-to-end service: from selection to registration
Need Legal Help with Your Dubai Property Purchase?
Our team includes legal advisors, DLD-licensed consultants, and investment specialists to support foreign buyers every step of the way.
